Last updated: June 19, 2026
By accessing and using the sky-puma website, you accept and agree to be bound by these Terms of Use. If you disagree with any part of these terms, you should not use our website or services.
sky-puma provides educational information and guidance on personal financial management. Our services are intended to help individuals understand financial concepts and develop practical money management skills.
The information and services provided on this website are for educational and informational purposes only. They do not constitute:
We do not guarantee any specific financial outcomes or results from using our services. Individual results will vary based on personal circumstances, commitment, market conditions, and other factors beyond our control.
To the fullest extent permitted by law, sky-puma shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:
When using our website and services, you agree to:
All content on this website, including text, graphics, logos, and software, is the property of sky-puma and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.
We strive to maintain consistent website availability but do not guarantee uninterrupted access. We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without notice.
Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these external sites. Accessing third-party links is at your own risk.
Service prices are displayed in British Pounds and are subject to change without notice. Payment terms will be communicated clearly before you commit to any paid service.
Cancellation and refund policies will be provided at the time of service purchase. Generally, refunds are considered on a case-by-case basis within a reasonable timeframe.
Before making any significant financial decisions, we strongly recommend consulting with qualified and regulated professionals including:
Information on this website is of an advertising nature. We present our services and educational programs to help you make informed decisions about whether they suit your needs.
You agree to indemnify and hold harmless sky-puma from any claims, damages, losses, or expenses arising from your use of our services or violation of these terms.
These Terms of Use are governed by the laws of England and Wales. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.
If any provision of these terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining terms remain in full force and effect.
We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website after changes constitutes acceptance of the modified terms.
These Terms of Use, together with our Privacy Policy and other legal notices on this website, constitute the entire agreement between you and sky-puma regarding use of our services.
If you have questions about these Terms of Use, please contact us at:
Email: [email protected]
Address: 47 Spring Gardens, Manchester M2 2BG, United Kingdom